Maximum APR: 30.1%. Representative example: £5,000 advanced over 60 months at 6.95% flat p.a. (12.42% APR representative), repaid by 59 monthly payments of £112.29 and a final payment of £112.39. Interest: £1,737.50; repayments: £6,737.50. A £295.00 arrangement fee applies (total payable including fee: £7,032.50). Terms: 36–60 months. Rates and repayments depend on circumstances.