The Maximum Annual Percentage Rate (APR) on our loans is 30.1%. This average has been calculated using a loan of £1000 over a loan period of 2 years, a fee of £295 and a payment of £54.08 per month. The total you repay on this example loan is £1,297.92. A representative example at Versus Finance is a loan of £12,500 over 3 years with a fee of £125 – the Annual Percentage Rate (APR) on the representative rate is 13.3% with repayments of £418.40 and a total repayable of £15,062.40